Montana Real Estate
Explore Montana.
Local expertise. Real results. Connect with trusted agents and discover homes across the state.
Local agents across Montana.
- 1Local AgentsFind a Home roster, Sep 28, 2026
- 5,000+Active ListingsStatewide, September 2026
- 75Median days on marketStatewide, September 2026
- -0.3%Year-over-year price change12 months to September 2026
Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.
About Montana real estate
Montana real estate is mostly two stories: Bozeman/Big Sky and Flathead/Glacier, which run on out-of-state buyer demand. The rest of the state operates very differently.
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Expert take: Bozeman and Flathead saw extreme price appreciation 2020-2022. Cooled somewhat but remain among the most expensive secondary markets in the country.
By the Numbers
- $635,000Median listing price statewide
- 1Active MT REALTORS® on this network
- 1.13 millionPopulation
- HelenaCapital
- eXp Realty MontanaBrokerage
Montana market snapshot: September 2026
Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.
- Median listing price$635,000-0.3% YoY
- Days on market75median
- Active listings5,000+on market
- YoY price change-0.3%12-month
Montana through experienced eyes
What makes Montana different.
Montana has more cattle than people. Montana has no state sales tax.
Current conditions.
Montana's median listing price is $635,000, with homes taking a median 75 days to sell and 5,000+ active listings. Read Montana by metro, not by state.
The single biggest trend.
Bozeman and Flathead saw extreme price appreciation 2020-2022. Cooled somewhat but remain among the most expensive secondary markets in the country.
Where to look in Montana
Billings
Largest city. Energy and healthcare.
Bozeman
Yellowstone gateway. Montana State University. Highest pricing in the state by a wide margin.
Missoula
University of Montana. Cultural hub.
Great Falls
Central Montana. Lower price point.
Kalispell/Flathead
Glacier National Park gateway. Heavy second-home market.
Schools & Education
Montana public school districts include Bozeman School District 7, Missoula County Public Schools, and Helena School District. Rural districts vary widely.
Climate & Weather
Continental, modified by mountains. Cold winters statewide. Eastern plains hot in summer; western mountains mild. Significant snow.
Questions buyers and sellers ask us most
How much do I need for a down payment in Montana?
For conventional loans, 20% down on the Montana median of $635,000 would be $127,000. Most Montana buyers close with 3-5% down via conventional, FHA (3.5% down), or VA (0% for eligible service members). Check with a local lender.
What is the best time of year to buy a home in Montana?
Late summer through early fall is historically the most favorable buyer window across most US markets, and Montana follows this pattern. Spring has the most inventory but the most competition. Winter has the least of both.
Can I buy a home in Montana without seeing it in person?
Yes. A local REALTOR® running video walkthroughs, paired with a thorough inspection contingency, makes a remote purchase manageable. Most Montana agents are comfortable with this workflow.
How long does it take to close on a home in Montana?
30-45 days is typical for a financed purchase, and 14-21 days is achievable for cash. The bottleneck is usually appraisal and lender underwriting, not title work.
Guidance That Moves You Forward
- Buyer GuidesEverything you need to find your place.Explore
- Seller ResourcesExpert advice to help you sell with confidence.Explore
- Market InsightsLocal trends. Real data. Smart decisions.On the way
- Buyer NeedsSee what buyers are looking for in Montana.Explore
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